NUBIO PAYMENTS INC.
Terms of Use
Last Updated: July 1,2025
Introduction
These Terms of Use (“Terms”) govern your access to and use of the website https://nubio.io/ including any linked pages, products, software, API keys, features, content, or application services provided from time to time (collectively, the “Website”) by Nubio Payments Inc., its affiliates, or licensors (“Nubio,” “We,” “Us,” or “Our”).“Content” refers to all trademarks, service marks, trade names, and other materials on the Website, including but not limited to images, graphics, photographs, animations, videos, music, audio, text, and other information available through or posted on the Website. By accessing or using the Website, you (“User,” “You,” or “Your”), whether an individual or a legal entity, are deemed to have read, understood, and agreed to these Terms, including the Privacy Policy available on the Website, which forms an integral part of these Terms. These Terms do not modify any separate written agreements you may have with NUBIO for other products or services. Additional terms may apply to specific NUBIO services (“Services”), and those terms will take precedence for the relevant Services. Your agreement to these Terms is legally binding, equivalent to a signed written contract. If you do not agree to these Terms or if any representation you make is untrue, you must not use or must immediately cease using the Website.
You can accept these Terms by:
2. Amendments to the Terms
NUBIO reserves the right to modify these Terms at any time without prior notice, though we will make reasonable efforts to publish updates on the Website before they take effect. Changes will only be made if the existing Terms are no longer suitable or are incomplete, and only if the changes are reasonable. The most current version of the Terms will be posted on the Website, and you are responsible for regularly reviewing them for updates. Continued use of the Website after changes take effect constitutes your acceptance of the updated Terms without objection.
3. Eligibility and Restrictions
The Website is intended for your personal use and must be used only for lawful purposes. It is not intended for individuals under the legal age of majority or for unlawful activities. By using the Website, you confirm that:
In using the Website, Content, or Services, you agree to:
(a) Provide accurate, current, and complete information and permit NUBIO to correct any known inaccuracies;
(b) Promptly update your information to keep it accurate;
(c) Maintain the security of your access credentials and the information you provide to NUBIO; and
(d) Notify NUBIO immediately of any suspected or actual security breaches related to the Website, Content, or Services.
You are prohibited from:
All Services, Content, and related materials, including but not limited to the NUBIO logo, patents, designs, text, graphics, images, data, software, sound files, trade secrets, domain names, URLs, and their arrangement, are exclusively owned by NUBIO (“Proprietary Rights”) and are protected by international copyright, trademark, and other intellectual property laws. By accessing or using the Website or Services, you gain no ownership or interest in the Proprietary Rights beyond the rights expressly granted. NUBIO grants you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Website and Services for their intended purposes.
Without NUBIO’s explicit permission, you may not:
The Website may contain links to or integrations with third-party websites, services, or products. Your use of such third-party services is at your sole discretion and risk, and you are responsible for any resulting loss or damage. These third-party services are subject to their own terms and conditions, and NUBIO is not responsible for their content, functionality, or availability.
6. Disclaimers and Assumption of Risk
Unless expressly stated in these Terms, the Website, Content, and Services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind. To the fullest extent permitted by applicable law, NUBIO disclaims all express, implied, or statutory warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement, error-free operation, or uninterrupted service. NUBIO does not guarantee that the Website, Content, Services, or any materials downloaded from the Website will be accurate, current, uninterrupted, error-free, or free from viruses or other harmful components.
You acknowledge that your use of the Website and Services is at your own risk. NUBIO is not responsible for any harm or loss resulting from:
To the fullest extent permitted by applicable law, NUBIO, its affiliates, officers, directors, employees, agents, contractors, or suppliers will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to losses of profits, revenue, goodwill, data, or other intangible losses, even if advised of the possibility of such damages, arising from or related to these Terms, the Website, Content, or Services.
NUBIO is not responsible for:
You agree to indemnify, defend, and hold harmless NUBIO, its affiliates, officers, directors, employees, agents, contractors, and suppliers from any losses, costs, claims, demands, liabilities, or damages (including reasonable legal fees) arising from:
(a) Your access to or use of the Website, Content, or Services;
(b) Your breach of these Terms; or
(c) Your violation of any applicable laws or regulations.
8. Termination
NUBIO may terminate or suspend your access to the Website or Services at any time, with or without cause or notice, including for any breach of these Terms, violation of applicable laws, or conduct that NUBIO deems harmful to its interests or those of other users. Upon termination, your right to access or use the Website and Services will cease immediately, and you must discontinue all use. Provisions of these Terms that, by their nature, should survive termination (e.g., Proprietary Rights, Limitation of Liability, Indemnification, and Applicable Law) will remain in effect.
9. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.
10. Force Majeure
NUBIO will not be liable for any failure or delay in performing its obligations under these Terms due to circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, governmental actions, power failures, or internet outages.
11. Entire Agreement
These Terms, together with the Privacy Policy and any additional terms applicable to specific Services, constitute the entire agreement between you and NUBIO regarding your use of the Website and Services, superseding any prior agreements or understandings, whether written or oral.
12. No Waiver
No failure or delay by NUBIO in exercising any right or remedy under these Terms will constitute a waiver of that right or remedy. Any waiver of any provision must be in writing and signed by an authorized representative of NUBIO.
13. Assignment
You may not assign, transfer, or delegate these Terms or any rights or obligations hereunder without NUBIO’s prior written consent. NUBIO may assign these Terms or any rights or obligations hereunder without your consent, including in connection with a merger, acquisition, or sale of assets. These Terms will bind and benefit you, NUBIO, and our respective successors and permitted assigns.
14. User Conduct
You agree to use the Website and Services in a manner that is lawful, ethical, and respectful of the rights of others. Prohibited activities include, but are not limited to:
These Terms and any disputes or claims arising out of or in connection with them (whether contractual or non-contractual) are governed by the laws of Canada, without regard to its conflict of law principles. You irrevocably agree that the courts of Canada have exclusive jurisdiction to resolve any disputes or claims related to these Terms or the Services, including their subject matter or formation.
16. Contact Information
If you have any questions about these Terms or NUBIO Services, please contact us at:
Nubio Payments INC.
Incorporation No.: BC1373974
MSB Registration No.: M23813177
Address: 1321 BLANSHARD STREET SUITE 301
VICTORIA, BC, CANADA V8W0B6
Phone: ____
Email: _____
17. Miscellaneous
Terms of Use
Last Updated: July 1,2025
Introduction
These Terms of Use (“Terms”) govern your access to and use of the website https://nubio.io/ including any linked pages, products, software, API keys, features, content, or application services provided from time to time (collectively, the “Website”) by Nubio Payments Inc., its affiliates, or licensors (“Nubio,” “We,” “Us,” or “Our”).“Content” refers to all trademarks, service marks, trade names, and other materials on the Website, including but not limited to images, graphics, photographs, animations, videos, music, audio, text, and other information available through or posted on the Website. By accessing or using the Website, you (“User,” “You,” or “Your”), whether an individual or a legal entity, are deemed to have read, understood, and agreed to these Terms, including the Privacy Policy available on the Website, which forms an integral part of these Terms. These Terms do not modify any separate written agreements you may have with NUBIO for other products or services. Additional terms may apply to specific NUBIO services (“Services”), and those terms will take precedence for the relevant Services. Your agreement to these Terms is legally binding, equivalent to a signed written contract. If you do not agree to these Terms or if any representation you make is untrue, you must not use or must immediately cease using the Website.
You can accept these Terms by:
- Opting in to agree to the Terms where this option is provided on the Website or user interface for a specific Service; or
- Accessing, testing, or using the Services, in which case your use constitutes acceptance of these Terms from that point forward.
2. Amendments to the Terms
NUBIO reserves the right to modify these Terms at any time without prior notice, though we will make reasonable efforts to publish updates on the Website before they take effect. Changes will only be made if the existing Terms are no longer suitable or are incomplete, and only if the changes are reasonable. The most current version of the Terms will be posted on the Website, and you are responsible for regularly reviewing them for updates. Continued use of the Website after changes take effect constitutes your acceptance of the updated Terms without objection.
3. Eligibility and Restrictions
The Website is intended for your personal use and must be used only for lawful purposes. It is not intended for individuals under the legal age of majority or for unlawful activities. By using the Website, you confirm that:
- You are of legal age in your jurisdiction or have the necessary authorization to use the Website;
- You have not been previously suspended or blocked from the Website; and
- Your use complies with all applicable laws, regulations, and these Terms.
In using the Website, Content, or Services, you agree to:
(a) Provide accurate, current, and complete information and permit NUBIO to correct any known inaccuracies;
(b) Promptly update your information to keep it accurate;
(c) Maintain the security of your access credentials and the information you provide to NUBIO; and
(d) Notify NUBIO immediately of any suspected or actual security breaches related to the Website, Content, or Services.
You are prohibited from:
- Collecting, storing, or using information about other users or Website Content without authorization;
- Posting, transmitting, or referencing content that is defamatory, unlawful, harassing, abusive, obscene, threatening, hateful, sexist, racist, invasive of privacy, in violation of applicable laws, or considered SPAM;
- Engaging in any activity that disrupts, interferes with, or harms the Website’s functionality or security; or
- Using automated means (e.g., bots, scrapers) to access or collect data from the Website without permission.
- Your use impairs the Website’s operation or efficiency;
- We receive a third-party complaint about your use or misuse;
- You breach any provision of these Terms;
- We are required to do so for legal or regulatory reasons; or
- We deem it necessary at our sole discretion.
All Services, Content, and related materials, including but not limited to the NUBIO logo, patents, designs, text, graphics, images, data, software, sound files, trade secrets, domain names, URLs, and their arrangement, are exclusively owned by NUBIO (“Proprietary Rights”) and are protected by international copyright, trademark, and other intellectual property laws. By accessing or using the Website or Services, you gain no ownership or interest in the Proprietary Rights beyond the rights expressly granted. NUBIO grants you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Website and Services for their intended purposes.
Without NUBIO’s explicit permission, you may not:
- Reproduce, adapt, distribute, modify, decompile, reverse-engineer, or publicly display any Content or Website components;
- Access or attempt to access restricted areas or bypass the Website’s security systems; or
- Use the Website or Content for any commercial purpose not expressly authorized by NUBIO.
The Website may contain links to or integrations with third-party websites, services, or products. Your use of such third-party services is at your sole discretion and risk, and you are responsible for any resulting loss or damage. These third-party services are subject to their own terms and conditions, and NUBIO is not responsible for their content, functionality, or availability.
6. Disclaimers and Assumption of Risk
Unless expressly stated in these Terms, the Website, Content, and Services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind. To the fullest extent permitted by applicable law, NUBIO disclaims all express, implied, or statutory warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement, error-free operation, or uninterrupted service. NUBIO does not guarantee that the Website, Content, Services, or any materials downloaded from the Website will be accurate, current, uninterrupted, error-free, or free from viruses or other harmful components.
You acknowledge that your use of the Website and Services is at your own risk. NUBIO is not responsible for any harm or loss resulting from:
- Errors or omissions in the Website or its Content;
- Decisions or actions taken based on the Website or its Content; or
- Any interruptions, delays, or failures in accessing the Website or Services.
To the fullest extent permitted by applicable law, NUBIO, its affiliates, officers, directors, employees, agents, contractors, or suppliers will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to losses of profits, revenue, goodwill, data, or other intangible losses, even if advised of the possibility of such damages, arising from or related to these Terms, the Website, Content, or Services.
NUBIO is not responsible for:
- Errors or omissions in the Website or its Content;
- Any decisions or actions taken in reliance on the Website or its Content; or
- Any loss or damage arising from your use of the Website, Content, or Services.
You agree to indemnify, defend, and hold harmless NUBIO, its affiliates, officers, directors, employees, agents, contractors, and suppliers from any losses, costs, claims, demands, liabilities, or damages (including reasonable legal fees) arising from:
(a) Your access to or use of the Website, Content, or Services;
(b) Your breach of these Terms; or
(c) Your violation of any applicable laws or regulations.
8. Termination
NUBIO may terminate or suspend your access to the Website or Services at any time, with or without cause or notice, including for any breach of these Terms, violation of applicable laws, or conduct that NUBIO deems harmful to its interests or those of other users. Upon termination, your right to access or use the Website and Services will cease immediately, and you must discontinue all use. Provisions of these Terms that, by their nature, should survive termination (e.g., Proprietary Rights, Limitation of Liability, Indemnification, and Applicable Law) will remain in effect.
9. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.
10. Force Majeure
NUBIO will not be liable for any failure or delay in performing its obligations under these Terms due to circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, governmental actions, power failures, or internet outages.
11. Entire Agreement
These Terms, together with the Privacy Policy and any additional terms applicable to specific Services, constitute the entire agreement between you and NUBIO regarding your use of the Website and Services, superseding any prior agreements or understandings, whether written or oral.
12. No Waiver
No failure or delay by NUBIO in exercising any right or remedy under these Terms will constitute a waiver of that right or remedy. Any waiver of any provision must be in writing and signed by an authorized representative of NUBIO.
13. Assignment
You may not assign, transfer, or delegate these Terms or any rights or obligations hereunder without NUBIO’s prior written consent. NUBIO may assign these Terms or any rights or obligations hereunder without your consent, including in connection with a merger, acquisition, or sale of assets. These Terms will bind and benefit you, NUBIO, and our respective successors and permitted assigns.
14. User Conduct
You agree to use the Website and Services in a manner that is lawful, ethical, and respectful of the rights of others. Prohibited activities include, but are not limited to:
- Attempting to gain unauthorized access to the Website, Services, or related systems;
- Engaging in activities that could damage, disable, or overburden the Website’s infrastructure;
- Using the Website to transmit malicious code, viruses, or other harmful software; or
- Impersonating any person or entity or misrepresenting your affiliation with any person or entity.
These Terms and any disputes or claims arising out of or in connection with them (whether contractual or non-contractual) are governed by the laws of Canada, without regard to its conflict of law principles. You irrevocably agree that the courts of Canada have exclusive jurisdiction to resolve any disputes or claims related to these Terms or the Services, including their subject matter or formation.
16. Contact Information
If you have any questions about these Terms or NUBIO Services, please contact us at:
Nubio Payments INC.
Incorporation No.: BC1373974
MSB Registration No.: M23813177
Address: 1321 BLANSHARD STREET SUITE 301
VICTORIA, BC, CANADA V8W0B6
Phone: ____
Email: _____
17. Miscellaneous
- Language: These Terms are provided in English. Any translations are for convenience only, and the English version will prevail in case of any discrepancies.
- Headings: Headings are for convenience only and do not affect the interpretation of these Terms.
- Electronic Communications: By using the Website or Services, you consent to receiving electronic communications from NUBIO, including notices about your account or updates to these Terms, which will be deemed received when sent to the email address you provided or posted on the Website.
- No Third-Party Beneficiaries: These Terms do not confer any rights or benefits to any third party unless expressly stated.